Insurance Courses

THE CE SCHOOL – 803-791-8086

Through our sister company, The CE School, we offer a variety of pre-license and continuing education courses, both online and in the classroom. These courses serve individuals in a variety of professions, including insurance, healthcare and more. Let The CE School help you get your credits taken in the most convenient way possible. Whether you decide to take a classroom course with us, or prefer the convenience of an online course, The CE School is ready to assist you!

All instructors with The CE School are very successful professionals in their fields. Our accomplished instructors are happy to help achieve your goals in the field of your choice!

Our new offering, The Caregiver's Training Program, will be available soon! This course is for someone who is responsible for caring for an aging parent, relative or spouse. It gives practical, immediately useful knowledge about techniques and resources available to make the last years of life for the parent as comfortable and dignified as possible.

Click Here to Register for one of the courses in our catalog of online titles for insurance pre-licensing in life, accident and health; property and casualty, or insurance continuing education. 

Important Information for Agents Wanting to Sell Long Term Care Insurance:

An individual may not sell, solicit, or negotiate long term insurance unless the individual is licensed as an insurance producer for accident and health or sickness or life. Previously licensed may continue to sell long term care products, but must complete a one-time training course and ongoing training every 24 months thereafter. Those who were not yet licensed producers as of July 2008 must obtain the initial course before beginning to sell long term insurance products. The one time training shall be no less than eight hours and the ongoing training shall be no less than four hours. Producers who are exempt from general continuing education requirements (those who have been licensed continuously since January, 1994) are also exempt from the four hour long ongoing courses. Training can occur in the classroom or online. If you need the initial training course, please see the course listed below.

If you need the ongoing training for Long Term Care, please see the link above to access our catalog of online insurance courses.

Introduction to the Long Term Care Partnership Program

The Long Term Care Partnership (LTCP) Program is a joint effort between the federal Medicaid Program and Long Term Care (LTC) insurers. The Long Term Care Partnership was developed to encourage people to plan for their future Long-Term Care (CLTC) needs, such as residing in a nursing facility or receiving CLTC waivered services in a home or commuinty-based setting. The LTCP involves private LTC insurers, LTC insurance producers (agents and brokers), the South Carolina Department of Health and Human Services (SCDHHS) and the Department of Insurance (DOI). Although the Partnership is overseen by the federal Centers for Medicare and Medicaid Services (CMS), each state has a great deal of autonomy in its administration. In South Carolina, qualified LTCP policies must provide a specific amount of inflation protection based on the person's age when the policy is purchased and must meet other requirements determined by the Department of Insurance. A person who requests Medicaid assistance of LTC services after exhausting some or all the benefits of a qualified LTCP policy may have certain assets "disregarded" equal to the benefits paid by the qualified LTCP policy at the time the person is determined eligible for Medicaid. These assets are not counted when the person's Medicaid eligibility is determined and will not be recovered during estate recovery when the person dies.

The Definitive South Carolina Long Term Care Partnership Agent Training Course - this course offers a detailed analysis of the factors involved in long term care. Relevant statistics provide insight into the tremendous need for long term care that will face our nation in the coming years, as the aging population will experience significant growth. Learn the factors to consider when approaching clients about long term care insurance, along with the necessary information about the Partnership Requirement. Assisted living, skilled nursing care, and activities of daily living are covered, as well as Veterans programs and the difference in coverage from Medicare versus Medicaid. Provides eight hours of continuing education credit towards your biennial requirement.

A total of 24 hours of continuing education is required biennially by May 1st in the even-numbered years. Of those 24 credit hours, at least three must be from courses categorized as Ethics. Visit our Online Continuing Education page to see the list of available courses for insurance in an online format.